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Privacy Policy

This Privacy Policy outlines our procedures and methods regarding the acquisition, utilization, and disclosure of your data when you use the Service. It also explains your privacy rights and the legal protections in place to safeguard your data.

We use your Personal data to provide and improve the Service. By engaging with the Service, you agree to the collection and use of information as explained in this Privacy Policy.

Explanation and Definitions

Explanation

Capitalized words hold defined meanings regardless of whether they appear singular or plural. The following definitions retain consistent meanings:

Definitions

For the purposes of this Privacy Policy:

  • Account refers to a distinct account created for accessing our Service or its components.

  • Business, as per the CCPA (California Consumer Privacy Act), refers to the Company acting as the legal entity collecting personal information of Consumers and determining the processing purposes and methods of such data, or on behalf of whom such information is collected and who, alone or jointly with others, determines the processing purposes and methods of Consumers' personal information, operating within the State of California.

  • Consumer, in the CCPA context (Consumer Privacy Act), (the California Consumer), refers to a natural person who is a California resident. As defined in the Law, a resident includes (1) every individual present in the USA other than temporarily or transiently, and (2) every individual domiciled in the USA who is temporarily outside the USA for a transitory purpose.

  • Cookies are small files deposited by a website on a user's computer, mobile device, or any other device, containing details of the user's browsing history on that website.

  • Data Controller under the GDPR (General Data Protection Regulation), refers to the Company as the legal entity that, alone or jointly with others, determines the purposes and means of Personal Data processing.

  • Device indicates any tool capable of accessing the Service, such as a computer, cellphone, or digital tablet.

  • Do Not Track (DNT) is a concept advocated by US regulatory authorities, particularly the U.S. Federal Trade Commission (FTC), aiming to devise and implement a mechanism allowing internet users to control the tracking of their online activities across websites.

  • Personal Data includes any information related to an identified or identifiable individual.

    Under GDPR, Personal Data includes information about You, such as your name, identification number, location data, online identifier, or any factors specific to your physical, physiological, genetic, mental, economic, cultural, or social identity.

    For CCPA, Personal Data includes information identifying, relating to, describing, or capable of being associated with, or reasonably linked to, You.

  • Sale within the context of CCPA (California Consumer Privacy Act), encompasses selling, renting, releasing, disclosing, disseminating, making available, transferring, or otherwise communicating a Consumer's personal information to another business or a third party for monetary or other valuable consideration.

  • Service refers to the Website.

  • Service Provider refers to any natural or legal person processing data on behalf of the Company. It includes companies or individuals engaged by the Company to facilitate the Service, provide the Service on behalf of the Company, render services related to the Service, or assist the Company in analyzing the Service usage.

  • Third-party Social Media Service refers to any website or social network platform through which a User can log in or create an account to access the Service.

  • Usage Data refers to data collected automatically, either generated by Service usage or from the Service infrastructure itself (e.g., page visit duration).

  • Website refers to the website accessible via .

  • You refers to the individual accessing or utilizing the Service, or the company or other legal entity on behalf of which such individual accesses or uses the Service, as applicable.

    Under GDPR, You may be referred to as the Data Subject or as the User since You are the individual utilizing the Service.

Data Collection and Use

Types of Data Collection

Personal Information

When utilizing our Service, we may request specific personally identifiable information to contact or recognize you. This may encompass, but is not restricted to:

  • Email address
  • First and last name
  • Telephone number
  • Address, State, Province, Postcode, City
  • Details from social media profiles (e.g., Connect with Facebook, Log in with Twitter)
  • And more

Usage Data

During your usage of the Service, Usage Data is automatically collected.

Usage Data may incorporate specifics such as your Device's Internet Protocol address (e.g., IP address), browser type, browser version, the pages of our Service you visit, the time and date of your visit, the duration spent on those pages, unique device identifiers, and other diagnostic data.

When accessing the Service through a mobile device, certain information may be gathered automatically, including, but not limited to, the type of mobile device used, the mobile device's unique identifier, its IP address, the mobile operating system, the type of mobile internet browser used, unique device identifiers, and other diagnostic data.

We may also gather data that your browser sends whenever you visit our Service or access it through a mobile device.

Information from Third-party Social Media Services

Our Company enables the creation of accounts and signing in to the Service through various third-party social media platforms:

  • Google
  • Facebook
  • Twitter

If opting to register or log in using a third-party social media platform, we may collect personal data already linked with your third-party social media account, like your name, email address, activities, or contact list associated with that account.

You may also have the option to share additional details with the Company through your third-party social media account. By providing such information and Personal Data, whether during registration or otherwise, you consent to the Company's use, sharing, and storage of them in accordance with this Privacy Policy.

Tracking Technologies and Cookies

We utilize cookies and similar tracking technologies to monitor activity on our service and store specific information. The tracking technologies encompass beacons, tags, and scripts for data collection and analysis to enhance our Service. These technologies may include:

  • Browser Cookies: Cookies are small files placed on your device. You can configure your browser to reject all cookies or notify you when a cookie is being sent. However, declining cookies may restrict some parts of our Service. Unless your browser is configured to reject cookies, our Service may use cookies.
  • Web Beacons: Certain parts of our Service and our emails may contain small electronic files known as web beacons (also called clear gifs, pixel tags, and single-pixel gifs) that enable the Company to, for instance, track users who have visited those pages or opened an email and for other related website statistics (such as tracking the popularity of a particular section and verifying system and server integrity).

Cookies can be classified as "Persistent" or "Session" cookies. Persistent cookies remain on your computer or mobile device when you go offline, while session cookies are deleted as soon as you close your web browser.

We utilize session and persistent cookies for the following purposes:

  • Necessary Cookies

    Type: Session Cookies

    Managed by: Our Team

    Purpose: Vital for delivering services accessible through the website and enabling certain features. They verify user identities and prevent fraudulent usage of user accounts. Without these cookies, requested services cannot be provided, and they are solely used for service delivery.

  • Cookie Policy/Cookie Acceptance Notice

    Type: Persistent Cookies

    Managed by: Our Team

    Purpose: Determines whether users have consented to the use of cookies on the website.

  • Functionality Cookies

    Type: Persistent Cookies

    Managed by: Our Team

    Purpose: Remembers choices made by users while using the website, such as retaining login details or language preferences. Aims to provide a personalized experience and eliminate the need to re-enter preferences during subsequent website visits.

  • Tracking and Performance Cookies

    Type: Persistent Cookies

    Managed by: Third Parties

    Purpose: Tracks website traffic and user interactions on the website. The collected data may directly or indirectly identify individual visitors, typically associated with a pseudonymous identifier linked to the user's device. Additionally, these cookies may be used to test new website pages, features, or functionalities to assess user engagement.

  • Targeting and Advertising Cookies

    Type: Persistent Cookies

    Managed by: Third Parties

    Purpose: Monitors browsing habits to facilitate displaying tailored advertisements based on user interests. Utilizes browsing history to categorize users with similar interests, enabling third-party providers, with user consent, to place cookies for presenting relevant ads on third-party websites.

For additional information on the cookies utilized and your choices regarding them, please consult our Cookie Policy or the Cookie section of our Privacy Policy.

Usage of Your Personal Data

The Company may utilize Personal Data for the following objectives:

  • To provide and maintain our Service, including monitoring Service utilization.
  • To manage Your Account: Administering your registration as a Service user. The Personal Data provided grants access to various Service features available to registered users.
  • For contract fulfillment: Executing, fulfilling, and managing purchase agreements for products, items, or services acquired, or any other agreements with Us via the Service.
  • To communicate with you: Contacting you via email, phone calls, SMS, or other electronic communication methods, such as mobile app push notifications, regarding updates or informational notices about features, products, or contracted services, including necessary security updates.
  • To provide you with news, special offers, and general information about other similar goods, services, and events we offer, unless you have opted out of receiving such communications.
  • To manage your inquiries: Addressing and fulfilling inquiries directed to us.
  • To deliver personalized advertising: Utilizing your information to create and display content and advertisements (and collaborating with third-party vendors) tailored to your interests and/or location, and to assess its effectiveness.
  • For business transitions: Evaluating or executing a merger, divestiture, restructuring, reorganization, dissolution, or other asset sale or transfer, whether as a going concern or as part of bankruptcy, liquidation, or similar proceedings, where personal data held by us regarding Service users is transferred.
  • For other purposes: Using your information for additional purposes such as data analysis, identification of usage patterns, evaluation of promotional campaign effectiveness, and assessment and improvement of our Service, products, services, marketing, and user experience.

We may disclose your personal information in the following scenarios:

  • To service providers: Sharing your personal details with service providers for various purposes, including monitoring and analyzing service usage, displaying supportive advertisements, advertising on third-party sites after your Service visit, processing payments, and reaching out to you.
  • For business transfers: Sharing or transferring your personal information in connection with, or during negotiations concerning, any merger, sale of company assets, financing, or acquisition of all or part of our business by another entity.
  • With Affiliates: Sharing your information with our affiliates, provided they adhere to this Privacy Policy. Affiliates include our parent company, subsidiaries, joint venture partners, or other entities under our common control.
  • With business partners: Sharing your information with our business partners to offer specific products, services, or promotions.
  • With other users: When you share personal information or interact with other users in public spaces, such information may be accessible to all users and publicly distributed. Engaging with other users or registering through a third-party social media platform may expose your name, profile, pictures, and activity descriptions to your contacts on that platform. Similarly, other users can view your activity descriptions, communicate with you, and access your profile.
  • With your consent: Disclosing your personal information for any other purpose with your explicit consent.

Retention of Your Personal Data

We will retain your Personal Data for as long as necessary to fulfill the purposes outlined in this Privacy Policy, including meeting legal obligations, resolving disputes, and enforcing agreements and policies.

Usage Data will also be retained for internal analysis purposes. Typically, Usage Data is kept for a shorter duration unless necessary for security enhancements, Service functionality improvements, or compliance with legal requirements that mandate longer retention periods.

Transfer of Your Personal Data

Your information, including Personal Data, may be processed in locations where the Company operates or where other involved parties are situated. This may entail transferring such information to computers located outside your jurisdiction, where data protection laws may vary.

Your acceptance of this Privacy Policy, along with your submission of such information, signifies your consent to such transfers.

The Company will take all necessary measures to ensure that your data is handled securely and in accordance with this Privacy Policy. Your Personal Data will not be transferred to any organization or country without adequate controls in place to safeguard your data and other personal information.

Disclosure of Your Personal Data

Commercial Transactions

In the event of a merger, acquisition, or asset sale involving the Company, your personal data may be transferred. We will notify you before any transfer occurs, ensuring that your personal data remains subject to a consistent Privacy Policy.

Law Enforcement

Under certain circumstances, the Company may disclose your Personal Data if required by law or in response to valid requests from public authorities, such as courts or government agencies.

Other Legal Requirements

The Company may disclose your Personal Data in good faith if deemed necessary to:

  • Comply with legal obligations
  • Protect and defend the rights or property of the Company
  • Prevent or investigate potential wrongdoing related to the Service
  • Ensure the personal safety of Service users or the public
  • Defend against legal liability

Enhancing Security for Your Personal Data

We prioritize the security of your personal data. However, it's essential to recognize that no method of transmission over the Internet or electronic storage is entirely foolproof. Despite our efforts to implement commercially acceptable security measures to protect your Personal Data, we cannot guarantee its absolute security.

Insight into Personal Data Processing

Our service providers may access your personal data, collecting, storing, using, processing, and transferring information about your activity on our service in accordance with their respective privacy policies.

Data Analysis

We may engage external service providers to monitor and analyze the usage of our service.

  • Google Analytics

    Google Analytics, a web analytics service provided by Google, tracks and reports website traffic. Data collected by Google Analytics is used to monitor and analyze the usage patterns of our Service. This information may be shared with other Google services and utilized to personalize ads within Google's advertising network.

    If you prefer not to share your activity on the Service with Google Analytics, you can opt out by installing the Google Analytics browser add-on. This add-on prevents Google Analytics JavaScript (ga.js, analytics.js, and dc.js) from transmitting information about your visits to Google Analytics.

    For further details on Google's privacy practices, please refer to Google's privacy and terms webpage: https://policies.google.com/privacy

Payment Options

While using our Service, you may come across products and/or services available for purchase. In such cases, we utilize third-party services for payment processing (e.g., payment processors).

We do not retain or store your payment card details. This information is directly provided to our third-party payment processors, whose management of your personal information is governed by their respective Privacy Policies. These payment processors adhere to PCI-DSS standards established by the PCI Security Standards Council, a collaborative effort involving major brands such as Visa, Mastercard, American Express, and Discover. PCI-DSS requirements ensure the secure handling of Payment Information.

Privacy Compliance in Accordance with GDPR

Legal Grounds for Processing Personal Data under GDPR

We may process personal data under the following conditions:

  • Consent: You have provided consent for the processing of your personal data for one or more specific purposes.
  • Contractual Obligation: The provision of personal data is necessary for the performance of a contract with you and/or for any pre-contractual obligations.
  • Legal Obligations: Processing of personal data is necessary to comply with a legal obligation to which the Company is subject.
  • Vital Interests: Processing of personal data is necessary to protect your vital interests or those of another natural person.
  • Public Interest: Processing of personal data is related to an activity conducted in the public interest or in the exercise of official authority vested in the Company.
  • Legitimate Interests: Processing of personal data is necessary for the legitimate interests pursued by the Company.

In any case, the Company is available to assist in clarifying the specific legal basis that applies to the processing and whether providing Personal Data is a statutory or contractual requirement, or a necessary condition to enter into a contract.

Your GDPR Rights

The Company is committed to upholding the confidentiality of your personal data and ensuring that you can exercise your rights.

If you are in the EU, you have the following rights under this Privacy Policy and by law:

  • Request Access to Your Personal Data: You have the right to access, update, or delete the information we hold about you. Wherever feasible, you can access, update, or request deletion of your personal data directly within your account settings. If you are unable to perform these actions yourself, please contact us for assistance. This also enables you to receive a copy of the personal data we hold about you.
  • Request Correction of Your Personal Data: You have the right to have any incomplete or inaccurate information we hold about you corrected.
  • Object to Processing of Your Personal Data: This right exists where we rely on legitimate interest as the legal basis for our processing and there is something about your particular situation that prompts you to object to our processing of your personal data for this reason. You also have the right to object where we process your personal data for direct marketing purposes.
  • Request Erasure of Your Personal Data: You have the right to ask us to delete or remove personal data where there is no compelling reason for us to continue processing it.
  • Request Transfer of Your Personal Data: We will provide you, or a third-party you have chosen, with your personal data in a structured, commonly used, machine-readable format. Please note that this right only applies to automated information that you initially provided consent for us to use or where we used the information to perform a contract with you.
  • Withdraw Your Consent: You have the right to withdraw your consent to the use of your personal data. If you withdraw your consent, we may not be able to provide you with access to certain specific features of the Service.

Exercising Your GDPR Rights

You have the opportunity to exercise your rights regarding access, correction, deletion, and objection by reaching out to us. Please be aware that we may need to verify your identity before addressing these requests. Upon receiving a request, we will strive to respond promptly.

If you wish to lodge a complaint about our handling of your Personal Data, you have the right to contact a Data Protection Authority. For individuals in the European Economic Area (EEA), you can obtain further information by contacting your local data protection authority within the EEA.

CCPA Privacy Notification

This section of the privacy notification pertains to residents of California and supplements the information provided in our Privacy Policy. It specifically applies to all visitors, users, and other individuals residing in California.

Categories of Personal Information Collected

We collect information that may directly or indirectly identify, relate to, describe, be associated with, or reasonably link to a specific Consumer or Device. Below is a compilation of personal information categories that we may have collected or obtained from California residents in the past twelve (12) months.

Please note that the categories and examples provided below are defined by the CCPA. This does not imply that we collected all instances of each category of personal information. However, it reflects our belief that, to the best of our knowledge and understanding, some portion of the relevant category information may have been collected. For example, certain categories of personal information would only be collected if you provided such information to us directly.

  • Category A: Identifiers

    Examples: real name, alias, mailing address, unique personal identifier, online identifier, IP address, email address, account name, driver's license number, passport number, or similar identifiers.

    Collected: Yes

  • Category B: California Customer Records personal information categories (California Civil Code § 1798.80(e))

    Examples: name, signature, Social Security number, physical characteristics or description, address, phone number, passport number, driver's license or state identification card number, insurance policy number, education, employment, employment history, bank account number, credit card number, debit card number, or other financial information, medical information, or health insurance information. Some personal information in this category may overlap with other categories.

    Collected: Yes

  • Category C: Protected classification characteristics under California or federal law

    Examples: age (40 years or older), race, color, ancestry, national origin, citizenship, religion or creed, marital status, medical condition, physical or mental disability, sex (including gender, gender identity, gender expression, pregnancy or childbirth, and related medical conditions), sexual orientation, veteran or military status, genetic information (including familial genetic information).

    Collected: No

  • Category D: Commercial information

    Examples: Records of products or services purchased or considered.

    Collected: Yes

  • Category E: Biometric information

    Examples: genetic, physiological, behavioral, and biological characteristics, or activity patterns used to extract a template or other identifier or identifying information, such as fingerprints, faces, and voiceprints, iris or retina scans, keystroke, gait, or other physical patterns, and sleep, health, or exercise data.

    Collected: No

  • Category F: Internet or other similar network activity

    Examples: Interaction with our Service or advertisements.

    Collected: Yes

  • Category G: Geolocation data

    Examples: Approximate physical location.

    Collected: No

  • Category H: Sensory data

    Examples: Audio, electronic, visual, thermal, olfactory, or similar information.

    Collected: No

  • Category I: Professional or employment-related information

    Examples: Current or past job history or performance evaluations.

    Collected: No

  • Category J: Non-public education information (per the Family Educational Rights and Privacy Act (20 U.S.C. Section 1232g, 34 C.F.R. Part 99))

    Examples: Education records directly related to a student maintained by an educational institution or party acting on its behalf, such as grades, transcripts, class lists, student schedules, student identification codes, student financial information, or student disciplinary records.

    Collected: No

  • Category K: Inferences drawn from other personal information

    Examples: Profile reflecting a person's preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes.

    Collected: No

As defined by the CCPA, personal information excludes:

  • Information publicly available from government records
  • Deidentified or aggregated consumer information
  • Information not covered by the CCPA, such as:
    • Medical or health data regulated by HIPAA and CMIA or clinical trial data
    • Personal details governed by specific sector-related privacy laws, including FRCA, GLBA, FIPA, and the Driver's Privacy Information Protection Act of 1994

Sources of Personal Data

We obtain the mentioned categories of personal data from the following sources:

  • Directly from you: This includes information from forms completed on our Service, preferences expressed or provided through our Service, or purchases made on our Service.
  • Indirectly from you: This involves observing your activity on our Service.
  • Automatically from you: This encompasses data collected through cookies set by us or our Service Providers on your Device as you navigate our Service.
  • From service providers: This includes information obtained from third-party vendors for monitoring and analyzing Service usage, delivering advertisements, providing targeted advertising, payment processing, or other services related to our Service.

Use of Personal Data for Business or Commercial Purposes

We may utilize or disclose the personal data we collect for "business purposes" or "commercial purposes" (as defined by the CCPA), which may include the following examples:

  • To administer our Service and provide you with our Service.
  • To offer you support and address your inquiries, including investigating and attending to your concerns, and managing and improving our Service.
  • To accomplish or fulfill the purpose for which you provided the data. For example, if you provide your contact details to inquire about our Service, we will use that personal data to respond to your inquiry. If you provide your personal data to purchase a product or service, we will use that information to process your payment and facilitate delivery.
  • To respond to law enforcement requests and as required by applicable law, court order, or governmental regulations.
  • As explained to you at the time of collecting your personal information or as otherwise specified in the CCPA.
  • For internal administrative and auditing purposes.
  • To identify security incidents and protect against malicious, deceptive, fraudulent, or unlawful activity, including, if necessary, prosecuting those responsible for such actions.

Please note that the examples provided above are for illustration purposes only and may not cover all scenarios. For more detailed information on how we use this data, please consult the "Utilization of Your Personal Data" section.

If we decide to collect additional categories of personal information or use the collected information for significantly different, unrelated, or incompatible purposes, we will update this Privacy Policy.

Disclosure of Personal Information for Business or Commercial Purposes

We may use or disclose, and may have used or disclosed in the past twelve (12) months, the following categories of personal information for business or commercial purposes:

  • Category A: Identifiers
  • Category B: Categories of personal information described in the California Customer Records statute (California Civil Code § 1798.80(e))
  • Category D: Commercial information
  • Category F: Internet or other similar network activity

Please note that the categories listed above are defined by the CCPA. This does not necessarily mean that all instances of those categories of personal information have been disclosed, but rather indicates our belief, to the best of our knowledge, that some portion of the relevant information from each category may have been or could be disclosed.

When we disclose personal information for business or commercial purposes, we enter into a contractual agreement specifying the purpose and requiring the recipient to maintain the confidentiality of the personal information and refrain from using it for any other purpose than fulfilling the contract.

Sharing of Personal Information

We may share your personally identifiable information in the listed categories with the following categories of third parties:

  • Service providers
  • Payment processors
  • Our affiliates
  • Our business partners
  • External vendors to whom you or your representatives authorize us to disclose your personal information in connection with the products or services we provide to you.

California Residents' Rights Under the CCPA

The California Consumer Privacy Act (CCPA) grants specific rights to residents regarding their personal information. If you are a California resident, you have the following rights:

  • Notification Right: You are entitled to receive details about the types of personal data collected and the purposes for its utilization.
  • Information Request Right: According to the CCPA, you have the option to demand disclosure of details concerning our collection, usage, sale, disclosure for business purposes, and sharing of personal information. Upon receipt and validation of your request, we will furnish you with:
    • The categories of personal information we gather about you
    • The origins of your personal information
    • Our business or commercial objectives for gathering or selling such information
    • The categories of third parties with whom we share such information
    • The specific pieces of personal information we collect about you
    • If we have sold or disclosed your personal information for business purposes, we will also disclose:
      • The categories of personal information sold
      • The categories of personal information disclosed
  • Opt-Out Right for Personal Data Sales: You can instruct us not to sell your personal information. To submit an opt-out request, please contact us.
  • Personal Data Deletion Right: You have the option to request the deletion of your personal information, subject to specific exceptions. Upon receipt and verification of your request, we will erase (and instruct our service providers to erase) your personal information from our records, unless an exception applies. We may reject your deletion request if retaining the information is necessary for:
    • Concluding a transaction or furnishing a requested product or service
    • Detecting security incidents or safeguarding against illegal activity
    • Debugging to sustain intended functionality
    • Exercising free speech or other rights provided by law
    • Fulfilling legal obligations or engaging in research in the public interest
    • Other internal and lawful uses consistent with the context of your relationship with us
  • Non-Discrimination Right: You possess the right not to encounter discrimination for exercising any of your consumer rights, including:
    • Refusal to provide goods or services
    • Application of varying prices or rates
    • Provision of differing levels or standards of goods or services
    • Implication of receiving disparate prices, rates, or levels of goods or services

Only you or an authorized individual registered with the California Secretary of State may submit a verifiable request regarding your personal information.

Your request must:

  • Contain sufficient details for us to verify your identity or authorization
  • Clearly express your request to ensure accurate understanding and processing

If we are unable to authenticate your identity or confirm that the information relates to you, we cannot fulfill your request.

  • Disclosure of the requested information is provided at no charge within 45 days of receiving your verifiable request. If necessary, upon prior notification, the timeframe may be extended once for an additional 45 days.
  • The disclosed information covers the preceding 12-month period from the date of the request.
  • For data portability requests, we will provide the information in a format suitable for easy use and transmission.

Your California Privacy Rights (California Shine the Light Law)

Under California Civil Code Section 1798 (Shine the Light Law), California residents with a business relationship with us may annually request information about how we share their personal data with third parties for direct marketing purposes.

To request further information under the Shine the Light Law, please contact us using the provided information if you are a California resident.

California Privacy Rights for Minor Users (California Business and Professions Code Section 22581)

California Business and Professions Code Section 22581 allows residents under 18, who are registered users of online platforms, to request removal of publicly posted content. To request removal, please contact us with the associated email address if you are a California resident.

Please note that your request may not guarantee complete removal under certain circumstances.

Links to External Websites

Our Service may contain links to external websites not operated by Us. Clicking on a third-party link will redirect you to their site. We recommend reviewing the Privacy Policy of each visited site.

We do not oversee or assume responsibility for the content, privacy policies, or practices of third-party sites or services.

Changes to This Privacy Policy

We may update our Privacy Policy periodically. Changes are communicated by posting the revised Privacy Policy on this page.

Prior to the changes taking effect, we will notify you via email and/or with a prominent notice on Our Service, updating the "Last Updated" date at the top of this page.

Please review this Privacy Policy periodically for updates. Changes become effective upon posting.